Comprehensive Life Insurance Solutions
“Get the Right Life Insurance Plan for You — Fast & Free”
Kevin Smith
Licensed Insurance Agent
💬 Take this short 8 Question Survey to receive a Free Consultation Session
100% Free – No cost, no obligation
Licensed agents, personalized recommendations
Protect your loved ones and plan for the future
Fast answers, even if you're not sure where to start
Comprehensive Life Insurance Solutions
“Get the Right Life Insurance Plan for You — Fast & Free”
💬 Take this short 8 Question Survey to receive a Free Consultation Session
100% Free – No cost, no obligation
Licensed agents, personalized recommendations
Protect your loved ones and plan for the future
Fast answers, even if you're not sure where to start
Meet Kevin Smith
CEO/OWNER
Kevin Smith is a passionate, driven young entrepreneur and the founder of The Wealth Kinggdom a growing life insurance agency focused on protecting families and building legacy. As a rising leader in the financial services space, Kevin is committed to closing the wealth gap and helping everyday people make powerful, informed decisions about their future.
From humble beginnings to becoming a trusted advisor, Kevin’s mission goes beyond policies — he’s building a movement. Through mentorship and leadership development, he empowers the next generation of insurance professionals to rise with purpose, confidence, and excellence.
🙋♂️ Who This Is For
You want to protect your family’s future
You're unsure what kind of life insurance you need
You want a plan that fits your budget
You’ve been putting this off (we get it!)
Meet Kevin Smith
CEO/OWNER
Kevin Smith is a passionate, driven young entrepreneur and the founder of The Wealth Kinggdom a growing life insurance agency focused on protecting families and building legacy. As a rising leader in the financial services space, Kevin is committed to closing the wealth gap and helping everyday people make powerful, informed decisions about their future.
From humble beginnings to becoming a trusted advisor, Kevin’s mission goes beyond policies — he’s building a movement. Through mentorship and leadership development, he empowers the next generation of insurance professionals to rise with purpose, confidence, and excellence.
🙋♂️ Who This Is For
You want to protect your family’s future
You're unsure what kind of life insurance you need
You want a plan that fits your budget
You’ve been putting this off (we get it!)
Coverage Needs Assessment: Analyzing your current and future financial obligations, such as mortgage, education costs, and living expenses, to determine the appropriate amount of coverage.
Health and Lifestyle Review: Reviewing your medical history, lifestyle habits, and any pre-existing conditions to assess the risk and determine the premium rate.
Beneficiary Designation: Discussing your wishes regarding the designation of beneficiaries and ensuring that your policy aligns with your estate planning goals.
Policy Options and Riders: Exploring different types of policies, such as term or whole life insurance, and discussing any additional riders, like critical illness or disability coverage, that may enhance your protection.
Coverage Needs Assessment: Analyzing your current and future financial obligations, such as mortgage, education costs, and living expenses, to determine the appropriate amount of coverage.
Health and Lifestyle Review: Reviewing your medical history, lifestyle habits, and any pre-existing conditions to assess the risk and determine the premium rate.
Beneficiary Designation: Discussing your wishes regarding the designation of beneficiaries and ensuring that your policy aligns with your estate planning goals.
Policy Options and Riders: Exploring different types of policies, such as term or whole life insurance, and discussing any additional riders, like critical illness or disability coverage, that may enhance your protection.
Frequently Asked Questions
What is life insurance, and how does it work?
Life insurance is a contract between you and an insurance company, where you pay regular premiums, and in return, the company provides a lump-sum payment, known as a death benefit, to your beneficiaries upon your passing. This payment can be used to cover expenses such as funeral costs, mortgage payments, and other financial needs.
What types of life insurance policies are available?
There are primarily two types of life insurance: Term life insurance, which provides coverage for a specified period (e.g., 10, 20, or 30 years), and Whole life insurance, which offers lifelong coverage and includes a savings component that builds cash value over time.
How much life insurance coverage do I need?
The amount of life insurance you need depends on your financial obligations, such as mortgage payments, outstanding debts, future education costs, and your family's living expenses. A general rule of thumb is to have coverage that is 5-10 times your annual income, but this can vary based on individual circumstances.
Can I change my life insurance policy after purchasing it?
Yes, many life insurance policies offer flexibility. You may be able to adjust your coverage amount, convert a term policy to a whole life policy, or add riders for additional benefits. It's important to review your policy regularly and discuss any changes with your insurance advisor to ensure it continues to meet your needs.
Frequently Asked Questions
What is life insurance, and how does it work?
Life insurance is a contract between you and an insurance company, where you pay regular premiums, and in return, the company provides a lump-sum payment, known as a death benefit, to your beneficiaries upon your passing. This payment can be used to cover expenses such as funeral costs, mortgage payments, and other financial needs.
What types of life insurance policies are available?
There are primarily two types of life insurance: Term life insurance, which provides coverage for a specified period (e.g., 10, 20, or 30 years), and Whole life insurance, which offers lifelong coverage and includes a savings component that builds cash value over time.
How much life insurance coverage do I need?
The amount of life insurance you need depends on your financial obligations, such as mortgage payments, outstanding debts, future education costs, and your family's living expenses. A general rule of thumb is to have coverage that is 5-10 times your annual income, but this can vary based on individual circumstances.
Can I change my life insurance policy after purchasing it?
Yes, many life insurance policies offer flexibility. You may be able to adjust your coverage amount, convert a term policy to a whole life policy, or add riders for additional benefits. It's important to review your policy regularly and discuss any changes with your insurance advisor to ensure it continues to meet your needs.
Testimonials
I never realized how important life insurance was until my close friend experienced a sudden loss. I immediately sought out Kevin Smith, and the experience was nothing short of excellent. The advisors were knowledgeable and compassionate, helping me navigate the process with ease. Now, I feel confident that my family won't face financial hardships in the event of the unexpected. It’s more than just a policy—it’s a promise to those I love.
James R
Come visit us
Get In Touch
3901 Calverton Blvd, Beltsville , MD, 20722
Contact
Hours
Mon – Sat 9:00am – 8:00pm
Sunday – CLOSED
Come visit us
Get In Touch
3901 Calverton Blvd, Beltsville , MD, 20722
Contact
Hours
Mon – Sat 9:00am – 8:00pm
Sunday – CLOSED
Shop: 3901 Calverton Blvd, Beltsville MD 20722
Call (301) 332-2134
Email: [email protected]
Site: www.thewealthkinggdom.com
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